DCI — bridging finance profile
DCI bridging loans: criteria, indicative pricing and true cost positioning, maintained for brokers by Brevio.
| Criteria | DCI indicative position |
|---|---|
| Loan range | £100,000 – £5,000,000 |
| Max LTV (headline) | 80% LTV |
| Monthly rate | 0.79% – 0.9% (at max LTV) |
| Term range | 3 – 24 months |
| Residential | Yes — 75% LTV |
| Commercial | Yes — 65% LTV |
| Semi-commercial | Yes — 70% LTV |
| Refurbishment product | Light refurb & conversions: 0.79% pcm retained, up to 75% LTV, £100k-£5m, up to 18mo. Development & heavy refurb/conversion: 0.8% pcm retained (or Base+10% pa rolled/serviced), up to 75% LTGDV, £100k-£5m, up to 24mo, can fund up to 100% of development costs, 1.25% arrangement fee. |
| Development exit | Yes |
| Second charge | First charge only |
| Specialisms | Products: Purchase/refinance, light refurb & conversions, auction purchase (max £1m, 12mo), land purchase with/without planning (max £1m, 65% LTV, 12mo), semi-commercial/mixed-use (70% LTV, 0.9% pcm), commercial (60-65% LTV, 0.9% pcm), development & heavy refurb/conversion (75% LTGDV, 24mo), development exit (80% LTV, 0.79% pcm, 12mo). Rolled/serviced alternative: Base+7% pa (most products), Base+8% pa (semi-commercial/commercial), Base+10% pa (development). Accepts individuals, companies and SPVs/JVs. Based in Formby, Merseyside; development finance local/adjacent counties, bridging nationwide. £65m AUM, scaling to £100m. Founded 2018 by Alan Keating. |
| USPs | Direct access to decision-makers; minimal paperwork; fast, honest 'no' if a deal doesn't fit; £750 flat commitment fee (deducted from arrangement fee on completion); 1% exit & extension fees across the range |
| Eligible applicants | Individuals, companies, SPVs/JVs |
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