*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',system-ui,sans-serif;background:#F6F8FB;color:#12203A;line-height:1.6}
a{color:inherit;text-decoration:none}
nav{background:#0B1F3A;padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:64px;position:sticky;top:0;z-index:100}
.logo{color:#fff;font-weight:800;font-size:1.25rem;letter-spacing:.5px}
.logo span{color:#00B3A4}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{color:#B9C4D6;font-size:.88rem;font-weight:500}
.nav-links a.cta{background:#00B3A4;color:#062322;padding:9px 18px;border-radius:6px;font-weight:700}
.hero{background:#0B1F3A;padding:64px 5% 56px;text-align:center}
.hero h1{color:#fff;font-size:clamp(1.7rem,3.6vw,2.5rem);max-width:780px;margin:0 auto 14px;line-height:1.25}
.hero h1 em{color:#00B3A4;font-style:normal}
.hero p{color:#9FB0C9;max-width:620px;margin:0 auto;font-size:1rem}
.quote-card{background:#fff;border-radius:16px;box-shadow:0 12px 40px rgba(11,31,58,.18);max-width:860px;margin:-70px auto 0;padding:28px;position:relative}
.quote-card h2{font-size:1.05rem;margin-bottom:16px;color:#12203A}
.qgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.qgrid label,.qrow2 label{display:block;font-size:.72rem;font-weight:700;color:#5A6B84;margin-bottom:5px;text-transform:uppercase;letter-spacing:.4px}
.qgrid input,.qgrid select,.qrow2 select{width:100%;padding:11px 12px;border:1px solid #D4DCE8;border-radius:8px;font-size:.95rem;background:#fff;color:#12203A}
.qrow2{display:grid;grid-template-columns:2fr 1fr 1fr;gap:14px;margin-top:14px}
.checkline{display:flex;gap:18px;margin-top:14px;font-size:.85rem;color:#3A4A66;align-items:center;flex-wrap:wrap}
.checkline label{display:flex;gap:6px;align-items:center;cursor:pointer}
.runbtn{margin-top:18px;background:#00B3A4;color:#062322;border:none;padding:14px 34px;border-radius:8px;font-size:1rem;font-weight:800;cursor:pointer;width:100%;max-width:320px;display:block;margin-left:auto;margin-right:auto}
.runbtn:hover{background:#009e91}
#results{max-width:1080px;margin:26px auto 0;padding:0 5%;display:none}
.res-head{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:6px}
.res-head h2{font-size:1.15rem;margin-right:8px}
.chip{background:#E2EEF7;color:#22506B;font-size:.78rem;font-weight:600;padding:4px 12px;border-radius:20px}
.sorts{margin-left:auto;font-size:.8rem;color:#5A6B84}
.sorts button{border:1px solid #D4DCE8;background:#fff;padding:5px 12px;border-radius:6px;margin-left:6px;cursor:pointer;font-weight:700;color:#3A4A66}
.sorts button.on{background:#0B1F3A;color:#fff;border-color:#0B1F3A}
.disc{font-size:.72rem;color:#7B8AA3;margin:8px 0 14px}
.tbl-wrap{overflow-x:auto;background:#fff;border-radius:12px;box-shadow:0 4px 18px rgba(11,31,58,.08)}
table.res{width:100%;border-collapse:collapse;font-size:.85rem;min-width:880px}
.res th{background:#0B1F3A;color:#fff;text-align:left;padding:10px 12px;font-size:.7rem;text-transform:uppercase;letter-spacing:.5px}
.res td{padding:12px;border-bottom:1px solid #EDF1F6;vertical-align:top}
.res tr:nth-child(even) td{background:#FAFCFE}
td.rank{font-weight:800;color:#00B3A4;font-size:1rem}
td.total{font-weight:800;color:#0B1F3A;font-size:.95rem}
.lname{font-weight:700;color:#0B1F3A}
.lsub{display:block;font-size:.7rem;color:#7B8AA3;font-weight:500}
a.req{display:inline-block;background:#00B3A4;color:#062322;font-weight:700;font-size:.78rem;padding:8px 12px;border-radius:6px;white-space:nowrap}
.none{background:#fff;border-radius:12px;padding:22px;font-size:.95rem;box-shadow:0 4px 18px rgba(11,31,58,.08);margin-top:12px}
section{max-width:1080px;margin:0 auto;padding:56px 5%}
.tight{padding-top:24px}
h2.sec{font-size:1.5rem;margin-bottom:8px;color:#0B1F3A}
h2.sec em{color:#00B3A4;font-style:normal}
p.lead{color:#4B5D78;max-width:680px;margin-bottom:28px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border-radius:12px;padding:22px;box-shadow:0 4px 18px rgba(11,31,58,.08)}
.card h3{font-size:1rem;margin-bottom:8px;color:#0B1F3A}
.card p{font-size:.88rem;color:#4B5D78}
.card .big{font-size:1.6rem;margin-bottom:10px}
.strip{background:#E9F7F5;border-radius:0;padding:26px 5%;text-align:center;font-weight:600;color:#0B5B52;font-size:.95rem}
footer{background:#0B1F3A;color:#8FA0BA;padding:36px 5%;font-size:.82rem;text-align:center;line-height:1.9}
footer a{color:#00B3A4}
.footer-logo{color:#fff;font-weight:800;font-size:1.1rem;margin-bottom:10px}
.footer-logo span{color:#00B3A4}
.wa-btn{position:fixed;bottom:22px;right:22px;z-index:9999;background:#25D366;color:#fff;border-radius:50px;padding:12px 18px;display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;box-shadow:0 4px 16px rgba(0,0,0,.25)}
.lender-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.lender-card{background:#fff;border-radius:12px;padding:16px 20px;box-shadow:0 4px 18px rgba(11,31,58,.08);display:flex;align-items:center;justify-content:space-between;gap:14px}
.lhead{display:flex;align-items:center;gap:12px;min-width:0}
.lhead>div{min-width:0}
.lhead .n{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.lender-card a{flex-shrink:0;white-space:nowrap}
.lender-card .n{font-weight:700;color:#0B1F3A}
.lender-card .m{font-size:.78rem;color:#7B8AA3}
.lender-card a{color:#00B3A4;font-weight:700;font-size:.85rem}
table.crit{width:100%;border-collapse:collapse;font-size:.88rem;margin:20px 0}
.crit th{background:#0B1F3A;color:#fff;text-align:left;padding:9px 12px;font-size:.72rem;text-transform:uppercase;letter-spacing:.5px}
.crit td{padding:9px 12px;border-bottom:1px solid #EDF1F6}
.crit tr:nth-child(even) td{background:#FAFCFE}
.banner{background:#FFF6E5;border:1px solid #F1DCA8;border-radius:8px;padding:10px 14px;font-size:.78rem;color:#8A6A1F;margin:14px 0}
ul.plain{padding-left:20px;color:#4B5D78;font-size:.9rem}
ul.plain li{margin-bottom:8px}
@media(max-width:840px){.qgrid{grid-template-columns:repeat(2,1fr)}.qrow2{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr}.lender-grid{grid-template-columns:1fr}}
@media(max-width:600px){.nav-links{display:none}}
.llogo{height:34px;max-width:110px;object-fit:contain;flex-shrink:0}
.plogo{height:56px;max-width:220px;object-fit:contain;margin-bottom:14px}
img.rlogo{height:20px;max-width:90px;object-fit:contain;display:block;margin-bottom:3px}